About the FAFSA

The FAFSA (Free Application for Federal Student Aid) is the gateway to applying for all types of financial aid. You can fill out the FAFSA online. You must complete a new FAFSA for each academic year.

The FAFSA application for 2020-2021 is now open.

Get help applying for the FAFSA

The Educational Opportunity Center (EOC) assists students and parents with completing the FAFSA. View upcoming financial aid workshops.

How does the FAFSA work?

The U.S. Department of Education uses your FAFSA to determine your Expected Family Contribution (EFC).

The EFC is calculated by the Department of Education so that your college can determine how much financial aid assistance you’re eligible for. The lower your EFC, the more need-based aid you may be eligible to receive.

Note: Your EFC is not the amount of money your family will have to pay for college nor is it the amount of federal student aid you will receive.

Your EFC determines the type and amount of loans, subsidized or unsubsidized, that are available to you. The difference between these two types of loans is when interest begins to accrue. For subsidized loans, interest does not begin to accrue until six months after graduation, but for unsubsidized loans, interest accrues from the date the loan is disbursed.

What happens after I submit my FAFSA?

After your FAFSA is submitted with MTC's school code (003993), you will receive a Student Aid Report (SAR) from the Office of Federal Student Aid. The SAR is a summary of your FAFSA submission and will arrive three days to three weeks after your submission. MTC will receive the same information in the form of an Institutional Student Information Record (ISIR). The Office of Student Financial Services will review the information to determine what types of financial aid you are eligible to receive, then notify you to log into MyMTC. From MyMTC you can access MyFinancialAid to accept or decline your award(s) from the "Checklist". Within MyFinancialAid, you will also be able to manage your Financial Aid package from submission to completion. The types of aid you have been awarded for the academic year will be listed on the My Awards page and award letter. You must read the entire Award Letter to ensure that you understand all of the requirements to maintain the awards.

IRS Data Retrieval Tool

You can use the IRS Data Retrieval Option to link your tax returns to your FAFSA electronically. We strongly encourage you to use this option to streamline and expedite the processing of your financial aid application. Watch this video tutorial about how to use the IRS Data Retrieval Tool or view the step-by-step instructions on how to use the IRS Data Retrieval Tool and how to obtain an IRS Tax Transcript.

The IRS Data Retrieval Tool allows students and parents to access the IRS tax return information needed to complete the FAFSA, and transfer the data directly into their FAFSA form from the IRS website. If you are eligible to use the IRS Data Retrieval Tool, we highly recommend using it for several reasons: 1) It's the easiest way to provide your tax data. 2) It's the best way of ensuring that your FAFSA has accurate tax information. 3) You won't need to provide a copy of your or your parents' tax returns to your college.

Prerequisites for using the IRS Data Retrieval Option

  • You must have filed a federal tax return with the IRS.
  • You must have a valid social security number.
  • You must have a FSA ID. Create one at the Federal Student Aid FSA ID Website.

You can’t use the IRS Data Retrieval Option if:

  • Your marital status changes after December 31
  • You and your spouse filed separate tax returns
  • You are a parent of a dependent student who filed a separate return
  • You filed an amended return
  • You filed a foreign tax return

Need help?

Learn more about how to get a FSA ID and which documents you’ll need to fill out the FAFSA at the Federal Student Aid Website.

Contact Us

Educational Opportunity Center

The Educational Opportunity Center (EOC) assists students and parents with completing the FAFSA. Contact them to schedule an appointment at 803-822-3749 or eoc@midlandstech.edu.


What does it cost to attend MTC?

Tuition differs based on the student’s legal residency. For more specific tuition information, please visit Tuition and Fees.

How much can you save?

Compare MTC to:

MTC can save you


In your first year*

* Total tuition and fees (most current data available as of August 2018). Source: U.S. News & World Report Best Colleges rankings and "IPEDS Student Financial Aid Component Overview Public Academic Reporters."