How to Apply for Financial Aid

To apply for financial aid, complete the following five steps.

Please note that only admitted students can be awarded financial aid, so apply to MTC before you apply for financial aid!

Step 1: Complete the FAFSA

Start by filling out a FAFSA (Free Application for Federal Student Aid) at the Federal Student Aid website. This online form is the first step to applying for all forms of financial aid, including loans, scholarships, grants, and work-study.

The FAFSA application for 2020-2021 is now open.

Please list MTC's school code on the FAFSA to route your application to us. Our school code for the FAFSA is 003993.

To complete the FAFSA, you will need: 

  • A High School Diploma or General Educational Development certificate (GED)
  • Your Social Security Number or Alien Registration Number, if you are not a U.S. citizen
  • Your most recent federal income tax returns, W-2s, and other records of money earned
  • Bank statements and records of investments (if applicable)
  • Records of untaxed income (if applicable)
  • A Federal Student Aid FSA ID (may be obtained during FAFSA application process or at the Federal Student Aid Website)

Get help applying for the FAFSA

The Educational Opportunity Center (EOC) assists students and parents with completing the FAFSA. Contact EOC at 803-822-3749 or for help.

More tips on completing the FAFSA
Start the FAFSA online now

Step 2: Complete MTC Foundation Scholarships Application

MTC Foundation Scholarships are scholarships just for MTC students. In addition to the FAFSA, you'll need to create a profile and fill out our online application. Scholarships provided through the Midlands Technical College Foundation are awarded on a competitive basis based on financial need, academic excellence, and/or leadership.

Step 3: Supply Additional Documentation

You may be selected for verification, which means we’ll need additional documentation to process your application. We’ll let you know if this applies to you, and tell you exactly what forms you’ll need to submit.

Other Required Documentation:

  • Citizenship Information
  • Selective Service
  • Bankruptcy
  • Loan Default
  • Loan Discharge
  • Veteran Status
  • Social Security Number/name/Date of Birth Discrepancies
  • Federal Aid Overpayments

If any additional documentation is required, the Office of Student Financial Services will send you a request via email to log into MyMTC. From MyMTC you can access MyFinancialAid and manage your Financial Aid package from submission to completion. If you/your family have special circumstances that you believe should be taken into consideration (e.g., an income source is no longer being received, a significant change of income expected, etc.) you should contact a Financial Aid Counselor.

Step 4: Receive Award Notification

Within three weeks, the Office of Student Financial Services will send you a notification to log into your MyMTC account. From MyMTC you can access MyFinancialAid to manage your Financial Aid package from submission to completion. The types of aid you have been awarded for the academic year will be listed on the My Awards page and your award letter.

All aid you are eligible for, with the exception of a Federal Work Study award, will then be credited to your student account. If a credit balance occurs after applying tuition, fees, and any other authorized charges, we will issue refunds approximately 30 days after the first day of class. Refunds are processed using BankMobile.

If your federal and/or state awards are greater than your student account balance, you may be able to charge books at the bookstore against your financial aid. Check your bookstore allowance in your MyMTC account.

Step 5. Pay Your Tuition

If your tuition and fees exceed the financial aid you’ve been awarded, pay your tuition online via MyMTC.  Failure to do so may result in your entire schedule being canceled, even if financial aid covered a portion of your balance.

Keeping Your Financial Aid

Students receiving federal or state financial aid must meet certain academic standards and make progress toward the completion of their program to remain eligible for aid.

  • Student must maintain a cumulative 2.0 GPA
  • Student must maintain a 67% pace rate of all attempted courses
  • Student must complete their program of study within 150% of the total hours required to complete their program

Read the full Satisfactory Academic Progress Policy
Satisfactory Academic Progress Appeal Form

Federal Student Financial Aid Penalties for Drug Law Violations

The Higher Education Act (HEA) of 1965 as amended suspends aid eligibility for students who have been convicted under federal or state law of the sale or possession of drugs if the offense occurred during a period of enrollment for which the student was receiving federal student aid (grants, loans, and/or work-study). If you have a conviction(s) for these offenses, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243) or complete the Student Aid Eligibility Worksheet for (FAFSA) Question 23 available at IFAP (PDF) to find out how this law applies to you.

If you have lost federal student aid eligibility due to a drug conviction, you can regain eligibility if you pass two unannounced drug tests conducted by a drug rehabilitation program that complies with criteria established by the U.S. Department of Education.

Even if you are ineligible for federal aid, you should complete the FAFSA because you may be eligible for non-federal aid from states and private institutions. If you regain eligibility during the award year, notify your financial aid administrator immediately. If you are convicted of a drug-related offense after you submit the FAFSA, you might lose eligibility for federal student aid, and you might be liable for returning any financial aid you received during a period of ineligibility.


Have questions about the FAFSA or financial aid?

MTC's Student Financial Services and EOC team can help guide you through the process of obtaining financial aid. Find their contact info below.

Student Financial Services

Toll-free: 800.922.8038

Educational Opportunity Center