Types of Aid

Federal and State Aid

Note: if you are trying to earn college credit, you're an Academic student, and the information on this page applies to you. Financial aid options are different for Training students in MTC’s corporate and continuing education and personal enrichment programs. Go to Financial Aid for Training for more information.

The first step to applying for aid is to fill out a FAFSA. 

You must complete a new FAFSA for each academic year. Even though it’s called the Free Application for FEDERAL Student Aid, the FAFSA actually qualifies you for most state AND federal loan, grant, and scholarship programs. That’s good news for you, because you only need to fill out one application to qualify for hundreds of different programs!

Learn more about the FAFSA or find out what you'll need to fill out your FAFSA on the US Department of Education website.

Step-by-step instructions for how to apply for financial aid

After your FAFSA has been submitted and processed, MTC will send you an award notification in regard to all the federal, state, and college aid you’re eligible for.

Get help applying for the FAFSA

The Educational Opportunity Center (EOC) assists students and parents with completing the FAFSA. View upcoming financial aid workshops.

Veterans Educational Benefits

Learn more about financial aid programs for veterans or calculate your benefits based on your military status and length of service at the VA website.

Scholarships

MTC Foundation Scholarships

Description

MTC Foundation Scholarships are scholarships just for MTC students. In addition to the FAFSA, you'll need to fill out an additional application. We'll email you when the MTC Foundation scholarships are open for application. You’ll click a link in the email to input your information into our system, and you’ll be automatically matched with available scholarships. Scholarships provided through the Midlands Technical College Foundation are awarded on a competitive basis based on financial need, academic excellence, and/or leadership.


South Carolina Lottery Tuition Assistance Program

Description

Provides partial tuition to students attending South Carolina Technical Colleges. Federal and State need-based funds must be awarded prior to LTAP funds.

Who is eligible?
LTAP is not need-based. South Carolina residents who are enrolled at least half time (6 credit hours) in an eligible academic program. Students must meet academic progress requirements. Not available to S.C. LIFE Scholars.

How to Apply
Fill out a FAFSA


South Carolina LIFE Scholarship

Description

South Carolina provides students in S.C. Technical Colleges 4 terms of LIFE scholarship if South Carolina high school students graduate with a minimum cumulative grade point average of 3.0 on a 4.0 scale and the student meets college-level (101 or above) course load and academic progress requirements. A maximum of 4 semesters of LIFE eligibility is allowed for associate degrees and two semesters for one-year diplomas and certificates. SAT scores are not required for technical college students.

Who is eligible?

Scholarship Criteria for all Students

  • Citizen of the United States of America.
  • South Carolina resident or parent/parents who were residents at time of student's High School graduation
  • No drug or alcohol or felony convictions.
  • He/she has not been legally judged to be a delinquent, been convicted of or pled guilty to any felonies or any second or subsequent alcohol/drug related offenses under the laws of South Carolina, or any other state or under the laws of the United States.
  • Graduated from high school or completed a home school program as prescribed by law.
  • Enrolled in an eligible institution as a full-time degree-seeking undergraduate student.
  • Enrolled in at least 12 non-developmental/non-remedial hours of coursework (101 level or above).
  • Entering Freshmen
  • Earn a cumulative 3.0 grade point average (GPA) based on the S.C. Uniform Grading Policy (UGP) upon high school graduation.
  • Be enrolled full time (courses below 101 can not be counted towards full-time enrollment.)
  • Final high school transcript must reflect a 3.0 cumulative GPA based on the S.C. Uniform Grading Policy (UGP) and must be received by the college prior to a final L.I.F.E. Scholarship award.

Scholarship Criteria for Training / Continuing Education Students

  • Maintain a 3.0 cumulative college grade point average on a 4.0 scale and be enrolled in at least 12 hours of non-developmental credits
  • Complete a minimum of 30 credit hours, excluding Developmental (below 101 level) and remedial course work during the previous award year - (Fall and Spring).  L.I.F.E Scholarship is not offered during the summer and L.I.F.E. eligible students do not qualify for S.C. Lottery Tuition Assistance in the same award year.
  • Not to exceed a maximum of two terms for a one-year educational program or a maximum of four terms for an associate's degree program.

Summer Semester LIFE Eligibility

Beginning summer 2015, students who are in two year programs of study may be eligible to receive one of their remaining two terms of eligibility during the summer to accelerate to graduation. To participate in summer scholarship disbursement, at the end of the spring semester a LIFE Scholarship recipient must: 

  • Earn a cumulative 3.0 LIFE GPA
  • Earn at least 30 non-remedial coursework during the fall and spring terms, including AP, IB, Dual Enrollment, CLEP or exempted credit hours.
  • A summer term cannot be a scholarship recipient’s first term of enrollment.
  • First-time entering freshmen will not be penalized for any credit hours earned during the summer session immediately prior to the student’s initial college enrollment. The credit hours earned will not count against the terms of eligibility. The credit hours will be used toward the annual credit hour requirement.

A student must demonstrate having attempted and/or enrolled in a total of at least 12 credit hours over the course of the entire summer term to be awarded.

SC LIFE Scholarship recipients having met the continued eligibility requirements at the end of the spring term are eligible for a fall award regardless of their academic performance over the summer.

How to apply

Apply to the college, be admitted to an eligible program of study, and submit a high school transcript showing graduation and a minimum GPA of 3.0 on a 4.0 scale. All students must submit all transcripts from all other S.C. Colleges or Universities to be considered for L.I.F.E. renewal.


SC National Guard College Assistance Program

Description

Provides financial assistance to members of the South Carolina Army and Air National Guard by providing incentives for enlisting or remaining for a specified time in either the South Carolina Army or Air National Guard. Recipients may receive up to a maximum of four thousand five hundred dollars ($4500) for the Army National Guard and up to a maximum of nine thousand ($9000) for the Air National Guard per year. The cumulative total of all college assistance program benefits may not exceed eighteen thousand ($18,000).

Who is eligible?

Members of the South Carolina National Guard who are active and in good standing at the beginning of each academic year and remain a member in good standing with the active National Guard throughout the entire academic year for which benefits are payable. A SCNG CAP recipient shall not qualify for college assistance program benefits for more than one hundred thirty (130) semester hours or related quarter hours from the time of initial eligibility into the SCNG CAP.

How to apply

Contact the Educational Officer at the Guard and complete the application.


Other Scholarships

Description

Students will be automatically matched with federal and state aid just by filling out a FAFSA, and MTC will let students know which MTC Foundation Scholarships they may be eligible for. But there are many private organizations that also offer scholarships. These can be based on a variety of factors, such as your grades, gender, ethnic background, extracurricular activities, or planned field of study. You can find a comprehensive list of all these scholarships and application criteria at The College Board website.


Grants

Federal Pell Grant

Description

Financial assistance for undergraduates with financial need who have not received a bachelor’s or professional degree.

Who is eligible?

All current and prospective undergraduate students who meet financial eligibility, academic progress requirements and are enrolled in an eligible academic program. Less than half-time students may qualify. Applicants must satisfy criteria regarding selective service, criminal record and loan defaults.

How to Apply

Fill out a FAFSA


Federal Supplemental Educational Opportunity Grants

Description

Provides grants for undergraduates with the lowest Expected Family Contributions and gives priority to students receiving PELL Grant Awards.

Who is eligible?

All current and prospective undergraduate students who meet financial eligibility, academic progress requirements and are enrolled in an eligible academic program. Less than half-time students may qualify. Applicants must satisfy criteria regarding selective service, criminal record and loan defaults.

How to Apply

Fill out a FAFSA


South Carolina State Need-Based Grant

Description

Provides additional financial aid to SC residents with demonstrated need.

Who is eligible?

South Carolina residents who are enrolled at least half time in an eligible academic program and meet financial eligibility and academic progress guidelines.

How to Apply

Fill out a FAFSA


Federal Work Study

Description

Provides part-time jobs to financially eligible undergraduates. Students may work 15 -20 hours a week. Employment is determined by academic progress, class schedule, and total award. Awards depend on availability of funds. Jobs may be on-campus or off-campus.

Who is eligible?

Students enrolled at least half-time.

How to apply

Fill out a FAFSA


Loans

Willliam D. Ford Federal Direct Loans

Description

Provides subsidized and unsubsidized loans. Subsidized loans are based on financial need established by the student in an eligible program of study who meets academic progress requirements. Expected family contribution on the FAFSA determines need. No interest accrues before repayment begins. Unsubsidized loans are not need-based. Interest accrues from the date the loan is disbursed.

Who is eligible?

Eligible students who are enrolled at least half-time.

How to apply

Fill out a FAFSA


Parent Loan for Undergraduate Students (PLUS)

Description

Provides unsubsidized loans for the parent of dependent students. PLUS loans are awarded to help pay for educational expenses up to the cost of attendance minus all other financial assistance. Interest accrues during all periods.

Who is eligible?

Parents of eligible students who are enrolled at least half time. A credit check will be performed during the applications process.

How to apply

An application must be completed at www.studentloans.gov.
 

For information about loan terms, click here

 

Contact Us

Student Financial Services

Phone: 803.738.7792
Toll-free: 800.922.8038
asksfs@midlandstech.edu

Locations

Airport Student Center | Room 254   
Beltline Student Center | Room 130
Northeast Center for Technology | Room 113

Financial Aid Glossary

Scholarships

Scholarships are often based on academic or other achievements and do not have to be repaid. 
See all Scholarships

Grants

Grants also do not have to be repaid. Grants are often need-based, while scholarships are often merit-based (based on grades or test scores).
See all Grants

Federal Work Study

Federal Work Study programs allow students to work part-time to earn money for school.
Learn more about Federal Work Study 

Loans

Loans are borrowed money; you must repay student loans with interest.
See all Loans
See Terms and Conditions

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