RETIREMENT BENEFITS

South Carolina Retirement System

Offers a defined benefit plan to all permanent employees (mandatory enrollment).  Requires 6 percent of salary contributions.  Midlands Technical College will contribute matching appropriate amount (as defined by the State of South Carolina).  Vesting rights after 5 years of service.  Benefits are defined by the retirement formula.

Optional Retirement Program

A defined contribution plan offered through a variety of public vendors.  Available to eligible faculty and unclassified administrative staff.  Midlands Technical College will contribute matching appropriate amount (as defined by the State of South Carolina).

Tax Sheltered Annuities

Voluntary retirement savings plans available through private vendors.  Contributions are made through payroll deduction for specific plans.

South Carolina Deferred Compensation

Voluntary tax-sheltered retirement program.  Contributions are made on a pre-tax basis through 403(b), 401(K), or 457 programs.  Guarantee Funding and stock options available.